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  1. ' Edited Form File: D:\Pangaea\R22p1.frm
  2. ' Date Created:    14-May-1997 10:30:04
  3. '
  4. ' Fonts
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  12. P,1,1,Review2002
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  172. ' Lines
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  174. '
  175. ' Images
  176. '
  177. ' Text Strings
  178. T,9,172,6,0,Reviewer's Address
  179. T,9,51,6,0,Lender's Address
  180. T,9,157,6,0,Review Appraiser
  181. T,9,141,6,0,Appraiser's Address
  182. T,9,127,6,0,Lender's Appraiser
  183. T,9,112,6,0,Appraised Value $
  184. T,9,97,6,0,Loan Number
  185. T,9,66,6,0,Name of Borrower
  186. T,8,35,6,0,Lending Institution
  187. T,331,223,2,0,Is the lender section of the report complete and
  188. T,331,234,2,0,accurate?
  189. T,25,288,2,0,Does the neighborhood section provide the reviewer
  190. T,25,299,2,0,an adequate understanding with respect to locational
  191. T,25,311,2,0,factors, growth rate and economic trends, property
  192. T,25,322,2,0,values, housing supply, marketing time, land use, price
  193. T,25,334,2,0,ranges, convenience to employment and amenities,
  194. T,26,345,2,0,adequacy of utilities and recreational facilities,
  195. T,25,357,2,0,property compatibility, appearance of properties,
  196. T,25,368,2,0,detrimental conditions and marketability?
  197. T,9,382,2,0,4.
  198. T,9,288,2,0,3.
  199. T,315,223,2,0,2.
  200. T,331,288,2,0,Are comments in the neighborhood section relevant
  201. T,331,299,2,0,and do they give insight into those conditions which
  202. T,331,311,2,0,positively or negatively affect the appraised properties
  203. T,331,322,2,0,value and marketability?
  204. T,331,336,2,0,Have all the fair and poor ratings in the neighborhood
  205. T,331,347,2,0,section been explained?
  206. T,330,361,2,0,If marketing time is over six months, has the appraiser
  207. T,331,372,2,0,commented on the reasons for slow market conditions
  208. T,331,384,2,0,in the subject area?
  209. T,331,397,2,0,If the market is slow, has the appraiser indicated
  210. T,331,409,2,0,whether or not this has resulted in decline in values?
  211. T,315,289,2,0,5.
  212. T,315,336,2,0,6.
  213. T,315,374,2,0,7.
  214. T,315,409,2,0,8.
  215. T,314,423,2,0,9.
  216. T,25,529,2,0,Has the appraiser commented on unfavorable site
  217. T,25,541,2,0,factors?
  218. T,25,555,2,0,Does the appraiser indicate whether or not the subject
  219. T,25,566,2,0,property meets all the criteria for a desirable lot in the
  220. T,25,578,2,0,area?
  221. T,25,591,2,0,Has the appraiser addressed and commented on
  222. T,25,603,2,0,problems relating to poor drainage, flood conditions,
  223. T,25,614,2,0,adverse easements, encroachments or other
  224. T,25,626,2,0,detrimental factors?
  225. T,25,1070,2,0,Are the appraiser's measurements for gross living area
  226. T,25,1081,2,0,correct?
  227. T,9,1070,2,0,33.
  228. T,25,1095,2,0,Has the appraiser commented on functional and
  229. T,25,1106,2,0,economic obsolescence?
  230. T,25,1120,2,0,In estimating reproduction costs, has the appraiser
  231. T,25,1131,2,0,used cost figures that are appropriate for the local
  232. T,25,1143,2,0,market?
  233. T,25,1157,2,0,Do figures for physical, functional and economic
  234. T,331,1070,2,0,depreciation appear reasonable in light of the subject's
  235. T,331,1081,2,0,age, condition, state of modernization, size, utility, and
  236. T,331,1093,2,0,location?
  237. T,331,1106,2,0,Is the estimate of land value appropriate?
  238. T,331,1120,2,0,Are the appraiser's mathematical calculations
  239. T,331,1131,2,0,accurate?
  240. T,331,1145,2,0,Is the budget analysis section complete and accurate
  241. T,331,1157,2,0,(if condo)?
  242. T,331,1170,2,0,Is the cost section complete and accurate?
  243. T,25,960,2,0,Has the appraiser indicated whether or not factors
  244. T,25,971,2,0,relating to unusual layouts, peculiar floor plans,
  245. T,9,960,2,0,24.
  246. T,25,935,2,0,Did the appraiser comment on unusual layouts, pecul-
  247. T,25,946,2,0,iar floor plans, inadequate equipment and amenities?
  248. T,25,910,2,0,Has the appraiser given serious attention to structural
  249. T,25,921,2,0,problems?
  250. T,9,935,2,0,23.
  251. T,9,910,2,0,22.
  252. T,9,1095,2,0,34.
  253. T,9,1120,2,0,35.
  254. T,9,1157,2,0,36.
  255. T,25,873,2,0,Have factor's relating to age, condition, quality or
  256. T,25,884,2,0,construction, finish and equipment, as well as size and
  257. T,25,896,2,0,utility been properly handled?
  258. T,9,873,2,0,21.
  259. T,25,836,2,0,Does the appraiser indicate whether or not factors
  260. T,25,848,2,0,receiving poor or fair ratings, adversely affect the
  261. T,25,859,2,0,property's marketability?
  262. T,9,836,2,0,20.
  263. T,25,811,2,0,Has the appraiser explained fair or poor improvement
  264. T,25,823,2,0,ratings?
  265. T,25,775,2,0,Did the appraiser comment on physical and functional
  266. T,25,786,2,0,inadequacies and indicate whether or not repairs and
  267. T,25,798,2,0,modernization are needed?
  268. T,25,738,2,0,If the subject property is a condominium, are the
  269. T,25,750,2,0,project improvements and project rating sections
  270. T,25,761,2,0,complete and accurate?
  271. T,9,811,2,0,19.
  272. T,9,775,2,0,18.
  273. T,9,738,2,0,17.
  274. T,331,738,2,0,inadequate equipment and amenities, limit the value
  275. T,331,750,2,0,and market appeal of the subject?
  276. T,331,763,2,0,If there is evidence of dampness, termites or settle-
  277. T,331,775,2,0,ment, did the appraiser comment on these factors?
  278. T,331,788,2,0,Has the appraiser provided the reviewer with a clear
  279. T,331,800,2,0,and accurate understanding of the physical and
  280. T,331,811,2,0,functioning attributes of the subject property?
  281. T,331,825,2,0,Is the property rating section accurate as well as
  282. T,331,836,2,0,consistent with other data contained in the report?
  283. T,331,850,2,0,Has the appraiser presented information on
  284. T,331,861,2,0,construction features in a manner that gives an
  285. T,331,873,2,0,accurate and adequate view of the subject property?
  286. T,331,887,2,0,Has information relating to the improvement been well
  287. T,331,898,2,0,handled?
  288. T,331,912,2,0,In the reviewer's opinion, is the descriptive section of
  289. T,331,923,2,0,the appraisal report (page one) acceptable?
  290. T,331,937,2,0,Has the appraiser required all needed repairs?
  291. T,331,950,2,0,Is the improvement section of the report complete and
  292. T,331,962,2,0,accurate?
  293. T,315,950,2,0,32.
  294. T,315,937,2,0,31.
  295. T,315,912,2,0,30.
  296. T,315,887,2,0,29.
  297. T,315,788,2,0,26.
  298. T,315,763,2,0,25.
  299. T,315,1106,2,0,37.
  300. T,315,1120,2,0,38.
  301. T,315,1145,2,0,39.
  302. T,315,1170,2,0,40.
  303. T,331,529,2,0,Does the appraiser indicate the subject's zoning and
  304. T,331,541,2,0,whether or not the subject conforms with present
  305. T,331,553,2,0,zoning requirements?
  306. T,331,591,2,0,Does the appraisal report reveal whether or not site
  307. T,331,603,2,0,improvements and services to the site are adequate
  308. T,331,614,2,0,and acceptable in the market place?
  309. T,331,628,2,0,Is the site section of the appraisal report complete and
  310. T,331,640,2,0,accurate?
  311. T,315,529,2,0,13.
  312. T,315,566,2,0,14.
  313. T,315,591,2,0,15.
  314. T,315,628,2,0,16.
  315. T,420,127,6,0,Phone
  316. T,420,112,6,0,Date
  317. T,9,529,2,0,10.
  318. T,9,555,2,0,11.
  319. T,9,591,2,0,12.
  320. T,9,987,1,0,Reviewer's Comments
  321. T,241,207,3,0,YES
  322. T,266,207,3,0,NO
  323. T,241,272,3,0,YES
  324. T,266,272,3,0,NO
  325. T,288,272,3,0,N/A
  326. T,547,513,3,0,YES
  327. T,572,513,3,0,NO
  328. T,1,1230,4,0,Copyright  c  1992 by the National Association of Review Appraisers and Mortgage Underwriters, 8383 East Evans Road, Scottsdale, Arizona  85260-3614 USA.
  329. T,9,656,1,0,Reviewer's Comments
  330. T,241,513,3,0,YES
  331. T,266,513,3,0,NO
  332. T,288,513,3,0,N/A
  333. T,315,850,2,0,28.
  334. T,315,825,2,0,27.
  335. T,288,207,3,0,N/A
  336. T,241,1054,3,0,YES
  337. T,266,1054,3,0,NO
  338. T,288,1054,3,0,N/A
  339. T,547,207,3,0,YES
  340. T,572,207,3,0,NO
  341. T,594,207,3,0,N/A
  342. T,547,1054,3,0,YES
  343. T,572,1054,3,0,NO
  344. T,547,272,3,0,YES
  345. T,1,1238,4,0,This form was reproduced by United Systems Software Company (800) 969-8727
  346. T,547,1229,4,0,Review Form No. 2002
  347. T,136,1,5,0,UNIFORM RESIDENTIAL APPRAISAL REVIEW FORM
  348. T,9,81,6,0,Property Address
  349. T,420,157,6,0,Phone
  350. T,594,1054,3,0,N/A
  351. T,332,422,2,0,Is the neighborhood section of the report completed
  352. T,331,432,2,0,and accurate?
  353. T,25,223,2,0,Is the
  354. T,50,223,2,0,Appraisal format in conformance with company
  355. T,25,234,2,0,appraisal requirements?
  356. T,9,223,2,0,1.
  357. T,331,566,2,0,Has the appraiser accurately indicated the dimensions
  358. T,331,578,2,0,and size of the subject lot?
  359. T,572,272,3,0,NO
  360. T,594,272,3,0,N/A
  361. T,241,722,3,0,YES
  362. T,266,722,3,0,NO
  363. T,288,722,3,0,N/A
  364. T,547,722,3,0,YES
  365. T,572,722,3,0,NO
  366. T,594,722,3,0,N/A
  367. T,9,448,1,0,Reviewer's Comments
  368. T,9,1185,1,0,Reviewer's Comments
  369. T,975,1576,3,0,N/A
  370. T,578,1237,4,0,Revised 8/92
  371. T,23,382,2,0,Does the appriasal report enable the reviewer to spot
  372. T,24,393,2,0,heatlty growth patterns or trends that way indicate a
  373. T,23,404,2,0,deteriorating neighborhood with limited market appeal?
  374. T,260,1032,5,16777215,COST SECTION
  375. T,48,185,5,16777215,FORMAT AND PRESENTATION
  376. T,403,185,5,16777215,LENDER SECTION
  377. T,226,248,5,16777215,NEIGHBORHOOD SECTION
  378. T,269,493,5,16777215,SITE SECTION
  379. T,237,700,5,16777215,IMPROVEMENTS SECTION
  380.